Debts Information and Debt Management FAQ's!



We specialise in helping private individuals, sole traders and small to medium sized companies to find a solution to their serious debt problems, and to help get out of debt as quickly as possible. Whether the debts are £2,000 or £2 million, we can help, even with student debt.



Can you help me with my Debt?
Yes we can help anyone with personal debts such as credit cards, personal loans, catalogues, store cards


Are there Other People in My Position? If you have a problem with debt, you are not alone. There are tens of thousands ofpeople in the UK today who are suffering with serious debt. The problem is that it is often very difficult to solve the situation yourself.


What is Debt Consolidation?
Debt consolidation is the process where you consolidate your existing debts into one manageable monthly repayment.


What is personal debt?
Debt is something you owe to another person. In financial terms, debt is when you owe money to a creditor or lender, in return for finance you have obtained from them. Debt isn't a problem if you can repay it but once in debt, many people experience financial problems or personal circumstances that cause them to fall deeper into debt.


Do All My Debts Have to Be Included?
This will depend on your personal circumstances and the solution put in place. However, it is usually sensible to included all your debts in any solution so that you do not have to worry about the debt you left out “coming back to bite you” at a later stage.